J&J Assurance Group • Life, Health & Medicare
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Senior Savings & Assistance

Senior Savings Programs

Getting the help you need shouldn’t feel overwhelming. Programs like PAAD, LIS/Extra Help, SLMB, and QMB may help eligible New Jersey seniors lower prescription costs, Medicare premiums, and other healthcare expenses.

J&J Assurance Group is here to explain these programs in simple terms, help you understand what you may qualify for, and guide you through the application process with patience and personal support.

Recognize the PAAD Card
Sample New Jersey PAAD pharmaceutical assistance card

Sample PAAD card shown for education and recognition. Eligibility is determined by the applicable New Jersey program.

PAAD

New Jersey prescription assistance that may help eligible seniors and individuals with disabilities reduce covered prescription costs.

Ask for PAAD Help

LIS / Extra Help

Federal assistance that can help eligible Medicare beneficiaries with Part D prescription drug plan costs.

Ask About Extra Help

SLMB

A Medicare Savings Program that may pay the Medicare Part B premium for eligible beneficiaries.

Ask About SLMB

QMB

A Medicare Savings Program that may help with Medicare premiums and certain Medicare cost-sharing amounts.

Ask About QMB

We help with the application process

  • Explain the programs in plain language
  • Help identify documents you may need
  • Assist with NJSave-related screening and application steps when appropriate
  • Explain follow-up letters and next steps

Not sure which program applies?

You do not have to figure it out alone. Call J&J and we’ll help you understand which program or application may be appropriate to explore.

Request Senior Assistance